Your Win Is Our Why
Mortgage & Real Estate Financing
At Centennial BANK we offer financing options that fit your personal needs. Visit your local Centennial BANK location to talk with one of our friendly community bankers about how you can make owning a piece of Texas a reality.
Conventional Fixed Rate Mortgages
Featuring a fixed interest rate over the life of the loan, we offer terms and rates for conforming loans up to conventional limits.
A mortgage product ideal for the higher-priced homes on the market.
FHA Home Loans
These loans are insured by the Federal Housing Administration (FHA) and offer first time home buyers significant advantages when purchasing a home, like low down payments, flexible options for your down payment and easier qualification requirements.
Portfolio Real Estate Loans
Our customers like to know their lender and know who to call if they have any questions about their mortgage. We offer many of our mortgage products held in-house and not sold on the secondary market. Talk to one of our real estate experts today to find out if a portfolio loan is right for you.
USDA Rural Development
This program offers no down payment for first time homebuyers that meet the income limits and qualification requirements.
Refinancing can be used to your financial advantage to lower your monthly payment and reduce your mortgage rate. Our experts can help you find the most effective way to refinance your home based on your financial needs.
Home Equity Loans
Unlock your home’s hidden potential. A home equity loan is ideal for using the equity in your home for debt consolidation or other expenses.
Whether you’re getting ready to break ground on your new home or building the equity you need to start construction, we offer low down payments and low loan fees for qualifying residential lots.
Medical Professional Mortgage Program
Built for qualifying, licensed medical professionals, this program offers low down payment options and competitive rates. Contact a loan officer to learn more about qualifications.
Open Door Mortgages
Make your dream of home ownership a reality with our Open Door Mortgage program. Made for loans of up to $200,000 this program offers a down payment as low as 5% for qualifying homebuyers.
Plan Your Payment
Mortgage Loan Calculator
Use this calculator as a starting point in your home buying research. It can give you a general idea of what to expect, and lets you compare different scenarios.
Download the Consumer Financial Protection Bureau's Mortgage Toolkit for step-by-step guidance through the home buying process.
FEATURED PRODUCT: CONSTRUCTION FINANCING & LOT LOANS
Own a piece of Texas with a loan from Centennial BANK.
SIMPLE 3 STEP FINANCING PROGRAM
Step 1: Lot/Land Purchase
Step 2: Interim Construction Financing
Step 3: Permanent Financing
MEET YOUR MORTGAGE LENDER
Every member of our Mortgage Team is a local expert ready to help you finance your piece of Texas.
NMLS ID 231314
NMLS ID 853633
NMLS ID 784664
NMLS ID 649525
NMLS ID 649529
NMLS ID 649527
Secondary Mortgage Provider
NMLS ID 980561
Slaton, Post & Lubbock
CONTACT CENTENNIAL TODAY
A web page can introduce you to our products, but it can’t begin to capture our level of service. Whether you’re ready to open an account online, or just have a few questions, please contact us.
We invite you to stop by a branch, or give us a call at (855) 293-4272